For first-time & move-up buyers

Templates for Homebuyers.

A curated set of 10 spreadsheets — and the guides that go with them — for the people about to make the largest purchase of their life. Score every house you tour, compare buy-vs-rent honestly, model what one extra payment a year actually does, and have an inventory ready before the moving truck arrives.

The decisions agents won't make for you

Your real-estate agent shows you houses. Your lender quotes you a rate. Neither one tells you which of the four houses you toured last weekend was actually the best fit for your commute, your renovation budget, and your tolerance for the school district. The templates in this collection cover the part of the home-buying decision that nobody else is doing for you: weighted comparisons that survive emotional weekends, mortgage math you can edit yourself, and the post-close inventory most owners only build after a claim.

The reading list below pairs with the templates — including the five-minute affordability check that filters most "stretch" houses before they break your savings rate.