Free tool · bills & due dates
Free Bill Tracker Spreadsheet
A bill list goes stale fast when somebody has to retype every due date by hand. This free bill tracker does the date math for you: enter each bill once, with how often it comes and the day it's due, and it works out the next due date, how many days away it is, whether it's due soon, and what it costs a month and a year. It handles a true every-14-days cycle, twice-a-month bills, and bills due on the 29th, 30th or 31st without breaking in a short month. It opens pre-filled with a fictional household so you can see it working before you change a thing. It's a taste of the full Bill Tracker.
Take it with you — free, no signup
Direct download. No email, no account — just the files.
What it does
- Works out the next due date and the days until it for up to 15 bills, across eight frequencies from weekly to annual.
- Treats every-2-weeks as a true 14-day cycle, and lands a bill due on the 31st on the last day of a shorter month, then back on the 31st.
- Flags each bill Due today, Due soon (inside a window you set) or Upcoming, and turns every frequency into a monthly and annual cost with totals.
- Opens pre-filled with a complete fictional household — type over it with your own bills. No email, no signup, no bank login.
Related reading
Own it, don't rent it
Want to know which paycheck pays each bill?
This free sheet tells you when each bill is due. The full Bill Tracker answers the question after that: which paycheck pays which bill, and will your balance dip below your cushion before the next payday? It assigns every bill paid from your bills account to the payday that has to cover it and shows what's left after each check, walks your balance forward 90 days to its lowest point, catches late payments from the payments you record, turns annual and quarterly bills into a monthly set-aside, watches for price increases, and adds a month calendar and a one-page dashboard — for up to 60 bills, in Excel or as a native Google Sheet, with a 13-page guide and printable bill sheets.
A one-time purchase you keep — no subscription, no bank login, no app account.
A personal tracker, not financial advice. It does not connect to your bank, pay bills or send reminders. The example household and every bill in it are fictional — replace them with your own. Keep no account numbers or passwords in it. Free to use; please don't resell or redistribute.