Skip Navigation
← Free resources

Free tool · for anyone weighing or negotiating an offer

Total-Comp Calculator

Base salary is a poor way to judge an offer — it hides the bonus, the equity, the retirement match, and what you quietly pay back in health premiums and commuting. This free calculator folds all of it into one effective annual value for two offers, side by side, so you can see which is really worth more and the real gap between them. Use it right here in your browser, or download the starter workbook to keep.

Pay componentOffer AOffer B
Base salaryThe guaranteed annual salary
Annual bonus (target)At-plan target bonus, in dollars
Equity (annual value)Grant value ÷ vesting years; value it conservatively
Signing bonus ÷ yearsOne-time signing bonus spread over years you'll stay
Other cash / stipendsRelocation, wellness or learning stipends, annualized
Employer retirement matchThe 401(k)/pension match, in dollars per year
Your health premiums / yearWhat YOU pay for health, dental, and vision
Annual commute costGas, transit, tolls, parking — a remote role banks this

For a one-time signing bonus, enter the total divided by the years you expect to stay. Everything stays in your browser.

Offer AHigher all-in
$150,400
effective annual value
Offer B
$138,300
effective annual value

$12,100 a year separates them, all in — and the offer with the higher base isn't always the one worth more. That gap is what you'd take into a negotiation.

Nothing is saved — it all stays in your browser.

Take it with you — free, no signup

Direct download. No email, no account — just the files.

What it does

  • Folds base, bonus, equity, signing money, and the match — less health premiums and the commute — into one effective annual number for each offer.
  • Shows the gap between the two offers in real dollars, so the offer with the higher base isn't automatically the one that wins.
  • Comes pre-loaded with a fictional example where the higher base doesn't come out ahead, so you can see the method working.
  • Runs entirely in your browser — nothing is sent anywhere, and nothing is saved.

Own it, don't rent it

Ready to negotiate the offer, not just compare it?

This free calculator compares two offers on total comp. The full Salary & Job-Offer Negotiation Toolkit adds a target column and the Gap vs Target, a prep tab for your target, walk-away, and BATNA, a Counter Builder that totals your ask, and 11 ready-to-send email and phone scripts — a 7-tab workbook you keep (Excel, Google Sheets, or LibreOffice) plus three guides.

A one-time purchase you keep and reuse for this offer, the next one, and every raise after — the numbers and the words worked out, without the recurring bill.

A planning tool, not financial, career, legal, or tax advice. The example figures are fictional; value any equity conservatively. Free to use; please don't resell or redistribute.