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Free tool · for real-estate agents & Realtors

Commission-Split Calculator

"Three percent of the sale price" is not what you take home. Your brokerage takes its split, a referral may come off the top, and the transaction and E&O fees come out at the table. This free calculator does the math: enter a closing's sale price, your rate, any referral, your brokerage split, and the per-deal fees, and it returns your gross commission and your real net commission — the money that actually reaches you. Use it right here in your browser, or download the spreadsheet to keep.

Commission-Split Calculator

Your net on this closing

GCI (gross commission)$12,000.00
Sale price × your rate — before anything comes out
Referral fee$0.00
Off the top, before your split
Brokerage split$2,400.00
Split % of what's left after the referral
Net commission$9,205.00

Your real take-home from this closing, before tax — you keep 77% of GCI

GCI is the number agents quote; net commission is what pays the bills. Pre-filled with an example — replace it with your own closing. Nothing is sent anywhere, and nothing is saved. This one deal has no annual cap; the full workbook tracks your cap across every closing. (Illustrative — not licensed tax, accounting, or legal advice.)

Take it with you — free, no signup

Direct download. No email, no account — just the files.

What it does

  • Turns one closing's sale price and your rate into your gross commission (GCI), then nets it to your real take-home.
  • Takes the deductions in the right order — the referral off the top, then the split on what's left, then the flat fees.
  • Makes the gap between GCI and net commission plain — often a quarter to nearly half of the gross.
  • Runs entirely in your browser — nothing is sent anywhere, and nothing is saved.

Own it, don't rent it

Want your whole year, not just one deal?

This free tool does one deal, with no cap. The full workbook runs your whole year — it tracks your annual cap across every closing (so the split stops once you cap and you keep 100%), plus a weighted deal pipeline, a Schedule-C expense and mileage log, and a goal-and-tax dashboard, in one connected spreadsheet (Excel, Google Sheets, or LibreOffice) plus four guides.

A one-time purchase you keep and reuse on every closing — the structured workbook between a blank spreadsheet and a rented monthly commission app.

A business and tax-record reference, not licensed tax, accounting, or legal advice. Every figure is illustrative — your own brokerage's terms make it real. Free to use; please don't resell or redistribute.